Engage Account Update
You can now apply for an Engage Account online!
Engage Accounts are available to all members of NLCU – both new and old.
Engage is a fair and ethical digital account and contactless Visa debit card that works just like a high street current account.
- Engage Accounts are free to open for anyone over 18 years old
- Free mobile banking app and contactless debit card
- Withdraw cash at ATMs or free cashback at participating retailers
- Pay your bills by bank transfer, standing order, or direct debit with a premium account
- Pay cash into your account at PayPoint (and Post Office – coming soon)
- Send to / request money from others
- Earn cash rewards on everyday shopping and services

Open your Engage Account today
Only members of Notts and Lincs Credit Union can apply. If you would like to become a member of Notts and Lincs Credit Union to open an Engage Card account, you can join up here!
As a member, to open your Engage account you simply need to fill in the corresponding online form here:
Engage Classic Account Application
Engage Premium Account Application
Alternatively, you can print off and fill in your preferred Engage Account application form and return it to us either in-branch, by post or by email:
Engage Classic Account Form Engage Premium Account Form
If you require a copy of the form posting out then please get in touch with us at info@nottsandlincscu.co.uk. Once your form is received by the credit union, your card will be set up and sent out to you within 10 working days.
Choose the type of Engage Account to suit your needs
Engage Classic Account
A prepaid card account with lower management fees. Ideal for those in need of a basic card account to manage day-to-day transactions.
Engage Classic Account Standard Charges
- Up to £250 maximum ATM withdrawal per day
- Maximum £10000 card balance at any one time
- Direct Debits not available for this account
- Full Terms of the Account are Available Here
Monthly management fee | £2 |
Cashback instore | FREE |
Get balance at an ATM | 10p |
ATM withdrawal in the UK | 75p |
ATM withdrawal overseas | £2 + 2% |
Purchases within the UK | FREE |
Overseas purchases | £1 + 2% |
Pay-in from bank account transfer | FREE |
Pay-in from PayPoint | 50p + 2.5% |
Transfer to UK bank account in 3 working days | FREE |
Next-day transfer to UK bank account | £3.00 |
Additional Card | FREE |
Lost/stolen/damaged replacement card | £5 |
Engage Premium Account
A current account with higher management fees, but offers the use of Direct Debits for regular payments. Great for anyone in need of a full current account.
Engage Premium Account Standard Charges
- Up to £250 maximum ATM withdrawal per day
- Maximum £10000 card balance at any one time
- Full Terms of the Account are Available Here
Monthly management fee | £3.95 |
Cashback instore | FREE |
Get balance at an ATM | 10p |
ATM withdrawal in the UK | 75p |
ATM withdrawal overseas | £2 + 2% |
Purchases within the UK | FREE |
Overseas purchases | £1 + 2% |
Pay-in from bank account transfer | FREE |
Pay-in from PayPoint | 50p + 2.5% |
Unpaid Direct Debit Fee | £10.00 |
Transfer to UK bank account in 1-3 working days | FREE |
Same-day transfer to UK bank account | £3.00 |
Additional Card | FREE |
Lost/stolen/damaged replacement card | £5 |