Category: Financial Wellbeing

Instead of treating savings as a leftover, “paying yourself first” means treating it like a regular monthly expense. You take a slice of your income, whatever you can afford, and move it into savings before you start spending on anything else. This simple change puts you in control of your money, rather than letting your expenses dictate what you can save.

Feeling overwhelmed by back-to-school costs? Start planning early with practical, gentle budgeting tips to ease financial anxiety and prepare confidently.

Being in debt to a loan shark is more than just a financial burden – it can be a terrifying, isolating, and emotionally draining experience.

This spring, clear away the financial clutter and create real momentum. You don’t need a promotion, a side hustle, or a lifestyle overhaul. You simply need a few smart, manageable actions to build a stronger foundation.

Most kids start forming their money habits by age 7. That’s right. Before they’ve even mastered tying their shoes or doing long division, they’re already

As a mum, your time is stretched thin—and budgeting can feel like an impossible task on top of everything else. Between picking up groceries, dealing

Achieving financial harmony as a couple isn’t something that happens overnight. It takes time, patience, and, most importantly, consistent communication. The benefits, however, are immense—a secure future and a stronger relationship. Money discussions become a collaborative effort to secure your dreams and well-being.

Ever missed a tax deadline and faced penalties, or paid more on your bills simply because you weren’t prepared for rate hikes? These are the

2025 is just around the corner, and it’s the perfect time to hit reset—starting with your budget. Many think budgeting means cutting out everything that

Loan sharks recognise this, and it can be a time of year when they take advantage of the most vulnerable by pretending that they are helping out in a time of need.