Securing better financial futures
Savings and affordable loans focused on your needs, not on profit.
Personal
Loan
- Easy to apply
- Affordable, flexible repayments
- Borrow from £100 up to £15,000
- No hidden costs or sign up charges
- People with poor credit history can apply
Simple Savings
Account
- Start saving with as little as £1
- £10,000 limit on deposits
- Requesting a withdrawal is quick and easy
- 24 hour access to your account online or with our app
Debt Consolidation
Loan
- Help to take back control of your debts
- Simplify multiple repayments with one amount
- Up to a maximum balance of £15,000
- Your monthly repayments may be reduced
NLCU Blog
What is a
credit
union?
Credit unions are owned and run by the people who use their services. This means they can focus on what really matters. And that’s helping people, not chasing profits.
We deliver a range of competitively-priced financial products and services to our members from all sectors, including both the traditional banking customers and those who have been previously without access to banking facilities.
Who can join us?
Our loans and savings accounts are for people living or working anywhere in Nottinghamshire or Lincolnshire (excluding Humberside). They are also available for NCHA residents and those working for one of our payroll partners.
If you don’t qualify, there are many other local credit unions who may be able to help.
Become a member
To apply for a loan or savings account, you’ll need to join us as a member. You can do this easily and safely online, or by calling into one of our three branches.
