Many high street banks have a minimum loan of £2000 – and do not cater for people with a less than perfect credit history.
There are many lenders who spend a fortune on advertising but this is reflected in the interest rates and fees that they charge. A Credit Union loan may save you money and give you more cash to spend on the things that matter. You can grow your savings as you reduce your loan balance
**Please note that loans are all subject to status and meeting these criteria does not guarantee acceptance.
For people with poor credit history who are looking to build their credit rating. Also available to families in receipt of Child Benefit, who agree to ask that their Child Benefits to be paid direct to the Credit Union.
New and existing members can apply.
Ideal for help with buying electrical goods, furniture, holidays, decorating etc.
Poor credit history considered
Loans to help with your higher value needs. New and existing members can apply.
Ideal for larger purchases e.g. car purchase, home improvements, weddings etc.
Moderate credit history considered
These loans are only available for members who are homeowners or members who work for one of our Payroll Partners and agree to make loan repayments direct from their pay. New and existing members can apply.
Ideal for any purpose.
Good credit history required