Our affordable loans
Whatever your financial circumstances or borrowing requirements, we probably have a loan that’s just right for you. And, because we don’t have the overheads of many high street banks, our interest rates are more affordable.
The minimum amount you can borrow from us is lower too, starting from as little as £100. Many high street banks have a minimum loan of £1000, so do not cater for people with a less than perfect credit history.
Calculate your monthly cost
Representative example*
Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative APR which may differ from the actual APR you qualify for after we have conducted a credit search. As a result, this should only be used as an indicative illustration.
The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.
Our loans
Credit Union
Loan
- Easy to apply
- Affordable, flexible repayments
- Borrow from £100 up to £3,000
- No hidden costs or sign up charges
- People with poor credit history can apply
- You can grow your savings as you reduce your loan balance
Personal
Loans
- Easy to apply
- Affordable, flexible repayments
- Borrow from £1000 up to £15,000
- No hidden costs or sign up charges
- People with poor credit history can apply
- You can grow your savings as you reduce your loan balance
Debt
Consolidation
Loan
- Take back control of your debts
- Simplify multiple repayments with one amount
- Up to a maximum balance of £15,000
- Your monthly repayments may be reduced
- No hidden costs or sign up charges
Helpful tools
Loan calculator
Just enter how much you’d like to borrow, and for how long, to get an idea of your monthly payments and the total you’ll have to repay.
Compare our loans
See which of our loans is best for you, depending on how much you can afford to borrow and your recent credit history.
Eligibility checker
Save time by making sure you meet our conditions before you apply for a loan from us.
What our loans are used for
There are many reasons why people take out a loan with us.
You may be looking for a small loan to buy household items, like furniture or electrical goods. You may need a larger amount to purchase a car or make home improvements. Or you perhaps want money for fun things, such as a wedding or holiday.
Then there’s our consolidation loan, which could see you reduce overall interest rates on your debts by having them all in one place, with just one monthly payment.
