Payroll
Loan

  • Easy to apply
  • Affordable, flexible repayments
  • Borrow from £1,000 up to £15,000
  • No hidden costs or sign-up charges
  • People with poor credit history can apply
Find out more

Simple Savings
Account

  • Start saving with as little as £1
  • £10,000 limit on deposits
  • Requesting a withdrawal is quick and easy
  • 24 hour access to your account online or with our app
Find out more

Payroll Deduction
Savings

  • Set up savings straight from your wages
  • Simple, no-stress savings
  • Start a deduction from as little as £10
  • Easily withdraw your savings online
Download Our App
employee payroll process

What is a
credit
union?

Credit unions are owned and run by the people who use their services. This means they can focus on what really matters. And that’s helping people, not chasing profits.

We deliver a range of competitively-priced financial products and services to our members from all sectors, including both the traditional banking customers and those who have been previously without access to banking facilities.

Why choose us?

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We’re a local not-for-profit organisation owned by our members

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Our loans have fair and affordable
interest rates

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Flexible repayment with no penalties or hidden costs

Member
benefits

Annual return on savings

As decided by our members at our AGM.

Access to affordable loans

Loans for any purpose to suit every pocket.

Online services

Login online or on our mobile app to access a full suite of forms to manage your account.

 

Become a Member!

Payroll Pro offers and rates

Loans from as low as 14% APR for Payroll members.

No transaction fees

We have no hidden fees for our savings or loan accounts.

Calculate your monthly cost

I get paid:
How much would you like to borrow?
Over how long?

Representative example*

Please be aware that this is not a loan offer and the figures quoted in this document are based on the Representative APR which may differ from the actual APR you qualify for after we have conducted a credit search. As a result, this should only be used as an indicative illustration.

The calculator is for illustration purposes only. Rates may be withdrawn at any time. We reserve the right to refuse any application.

Your repayment:

Total amount repayable:

Representative APR:

Apply now

“Company and website are amazing, online is easy to use, I’m so glad I signed up when I realised I can save through work, amazing, thank you!”

Mitch Watson

“A great organisation that makes saving for a rainy easy and hassle free. My savings come directly out of my salary, which means I build a nice little nest egg without the worry of being short each month.”

Andrew Maltby

“Credit union is a great way to save put any amount away each month/week just one pound it all adds up.comes straight from wage easy to set up and withdraw CU are always extremely helpful if i have any queries about my account. Have told all of my family and they all save with the CU non profit as well what is there not to like”

Keri Watson

“I find the app simple to use and the savings account very useful and the staff helpful”

Sarah Rowe