Notts and Lincs Credit Union

Savings Accounts

Our savings accounts are designed to encourage you to save and keep on saving. Enjoy flexible savings with unlimited deposits and withdrawals – subject to a maximum balance of £30,000.

Who can save with us?

  • Anyone who lives or works in Nottinghamshire or Lincolnshire
  • Anyone working for one of our Payroll Partners
  • Anyone living in Nottingham Community Housing Association Accommodation
  • Any new applicant must be able to provide valid ID in accordance with banking law

Benefits of saving with Notts and Lincs Credit Union

  • Simple, straightforward accounts
  • Annual dividend return paid by May each year
  • Make regular contributions by standing order or from your salary (if you work for one of our Payroll Partners)
  • Quick and easy access to request withdrawals by bank transfer either online, using our app or by phone
  • Access to a handy mobile app to help you keep track of your savings

Piggy bankSimple Savings

Every NLCU account comes with regular savings as standard.

A basic savings account to save in for any reason you like.  You can set up a regular deposit with the option to change the amount you save or stop saving at any time.

Key Features

  • Request withdrawals online or using our app 24 hours a day or over the phone during open hours
  • Receive a dividend on your savings by May each year
  • A handy mobile app to help you keep track of your savings

 

Join today to start saving a nest egg for a rainy day, an unexpected bill, holidays or anything you like!
 

BaubleSave for a great Christmas

Our Christmas Savings account is designed to enable you to save for Christmas throughout the year. 

To encourage you to keep your savings until Christmas, accounts are locked and withdrawals are only permitted between October and January each year. 

Key Features

  • Request withdrawals online or using our app 24 hours a day between 1st October and 31st January
  • Receive a dividend on your savings by November each year
  • A handy mobile app to help you keep track of your savings
 
Simply contact us by email or phone once your NCU account is set up to open your Christmas Savings account.

pool floatSave for your next adventure

A separate savings pot in your NLCU account to save for some well deserved time off, your dream holiday or anything you like!

Key Features

  • A second savings pot alongside your regular savings account
  • Receive a dividend on your savings by May each year
  • A handy mobile app to help you keep track of your savings

 

Simply contact us by email or phone once your NCU account is set up to open your Holiday Savings account.

A young child

Save for their future

Encourage an early savings habit in your children or grandchildren.  Whether it’s saving for birthdays or Christmas, or putting funds away for when they turn 18.

Our Junior Savings Account is for children from birth up to 17 years of age whose parents, guardians or grandparents are members of the Credit Union.

Key Features

  • A separate simple account for your child or grandchild
  • Accounts are handed over to your young one at age 18
  • Receive a dividend on your savings by May each year
  • A handy mobile app to help you keep track of your savings

 

If you would like to open an account for your child, simply get in touch with the credit union by email or phone and we can guide you through the process.

Prize Saver logo

Win prizes by saving!

Our Prize Saver account helps you to start saving from just £1 – and you get the chance to win up to £5,000 a month.

Key Features

  • For every £1 you save with us in your Prize Saver account you have one entry into the prize draw up to a maximum of 200 entries per account.
  • Full details on our Prize Saver page!
You can apply for Prize Saver when logged into your NLCU account or request a paper form from us directly.